Motorola announced the launch of a comprehensive mobile commerce solution for financial and retail merchandising needs. The solution, consisting of an M-Wallet and back-end management platform, has been deployed by Union Mobile Pay (UMPay), a mobile payment company established by China Mobile Communications Corporation (CMCC) and China UnionPay.

Motorola's M-Wallet solution provides enhanced user interface with secured and reliable service as compared to existing technologies based on Short Message Service (SMS), Interactive Voice Response (IVR), Unstructured Supplementary Service Data (USSD) and Wireless Application Protocol (WAP). Consumers can personalize financial needs such as account inquiries, money transfers, bill payments, utility payments and e-ticketing on their mobile phones, eliminating the need to go to banks or carry bank cards. In addition to mobile banking, the platform also provides business-to-consumer (B2C) solutions for merchants that include merchant membership cards, electronic couponing and prepaid cards. Motorola's mobile commerce offering also includes a back-end management platform that is interoperable with back-office network elements for OSS/BSS for mobile network operators, financial institutions and merchants.

"The M-Commerce market is rapidly evolving," said T.K. Ng, general manager of Motorola Global Services, Home & Networks Mobility, Motorola China. "Solutions like M-Wallet provide network operators, financial institutions and merchants with distinct advantages, giving customers convenience, speed and simplicity, allowing them to shop or perform bank transactions whenever and wherever they want."

The M-Wallet solution with K-Java technology for UMPay's Mobile Wallet is Motorola's first M-Commerce platform launched in China. In 2007 UMPay's mobile payment platform reached 50 million registered users. The M-Wallet solution also allows CMCC's subscribers to purchase lottery and tickets as well as participate in mobile games via an interactive interface. Mobile users need only download and install the M-Wallet application on their mobile phones that support Java technology, and register their banking accounts to the mobile phones via UMPay to use the system.

The Motorola Global Services team in Beijing works closely with UMPay to develop user interfaces and create new features for mobile services. The team also develops and supports the back-end management platform, ensuring its operation with the mobile network and banking systems.