If you have been a victim of identity theft, you will know that it's a hassle! I feel the easiest way people "leak" their information to crooks is in the mail. After that it's getting phished online. If everyone get's educated about these two areas and be proactively on guard, ID theft would be a much, much smaller problem than it is today.

Dave D.

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Check with Scott Shnell's replacement at RSA. Chad Salinas contact info for prospects that declined to purchase; Joint RSA client implementations. Chad Salinas vendor references; What other 2-factor authentication schemas has the bank worked with? See Chad Salinas implementation at Morgan Stanley. Chad Salinas personal/ professional references; Chad Salinas Competitors by service offering; Chad Salinas relevant articles about company or industry; Chad Salinas What sort of recurring revenue is generated by these projects. Chad Salinas Status the biometric company regarding their use of RSA technology. Chad Salinas What Form Factor is congruent with what target market is using today? Chad Salinas What impediments are there to locking credit reports? Chad Salinas Can you find a recent 2-factor rollout for a major financial services firm where the senior technical guy understood the business justification? Chad Salinas Who was the internal project champion? Chad Salinas Did anyone do any followup with the project's stakeholders. Chad Salinas

I honestly belive that identity theft is one of the shallowest new- age crimes in america. for all you out there who perform identity theft,i hope you realize how many lives and families are destroyed by debt and loss of money.

He makes a very important point. Two many IT departments are puting all their security efforts on the OUTSIDE to prevent thieves from getting in, however the MOST DANGEROUS thieves are already on the inside as employees !!!

At least 40% of ID Theft victims KNOW the criminals who are using their ID. Almost 10% are FAMILY members.

Thus, with USB stoage devices about the size of a lighter or smaller, we need to do initial and continued backbround checka on those handling the assets from the INSIDE.

Articles seldom talk about thieves who use ID''s when caught for a crime, then walk away on bond/ Then the real person, the victim of ID theft is arressted when the crimional does NOT appear in court. It''s much more expensive, because in many cases they have to post a VERY HIGH bond as a bail jumper and also hire a lawyer to defend them selves !!!

Best wishes,
Joe
www.JoeB.ICouldBeYou.com

Great observation about the vulnerabilities and potential liabilities involving identity-related information held by businesses. Let me add a few more:

-- The company whose information security is breached incurs liability for financial and other damages to the victim.

-- Such liability may prevent the comapny from receiving a "clean audit" by its accounting firm.

-- Errors and Omissions [E&O] and Director and Officer [D&O] insurance may not cover such losses.

From the consumer/client/customer''s side, a comprehensive protection plan covering access to credit report and FICO score, continuous credit report monitoring, immediate e-mail notification, restoration service, and expense reimbursement can be accessed at www.yanross.us